Pepmo SpendOS

Explore SpendOS

Savings, simplified.

That's Pepmo for your wallet.

Buy discounted gift cards for the brands you love. Save before you spend — not after.

SAVE BEFORE YOU SPEND
INSTANT GIFT CARDS
NO CASHBACK WAIT
450+ BRANDS
REAL DISCOUNTS
awaiting your tap
SAVE BEFORE YOU SPEND

smartest way to pay

While you shop, Pepmo is working.

While you shop,
Pepmo is working.

Pepmo puts discounts on your favourite brands in your pocket — before you reach the checkout.

Download Pepmo

How it works

This is what paying was always supposed to feel like.

Browse.

Pick your brand

Fashion, lifestyle, everyday — brands you already shop at.

Fashion, lifestyle, everyday
— brands you already shop at.

Buy.

Done in seconds.

Your gift card lands in the app instantly. No wait. No physical card.

Your gift card lands in the app instantly.
No wait. No physical card.

Use.

Savings applied.

Redeem online or in-store. The discount is already in the card.

Redeem online or in-store.
The discount is already in the card.

Use.

Savings applied.

Redeem online or in-store. The discount is already in the card.

fully Secure

Fast & Easy

100% compliant

Features

Everything working quietly in your favour.

No more full price guilt.

You knew the discount was out there somewhere. Now it's always with you.

Brands you actually want.

The brands people really shop — not a random catalogue nobody uses.

Done in 30 seconds.

Browse. Buy. Save. No codes, no forms, no cashback waiting to clear.

Your wallet, working harder.

Same money. More value. Every time you shop.

Every rupee saved is a rupee earned.

₹ 2,500

average monthly savings

450+

brands and growing

5000+

happy Pepmo members

4.8★

App store rating

4.8★

App store rating

Download Pepmo

More coming soon: /Spend-OS

Gift cards today.
Smarter payments tomorrow.

Pepmo is growing. Soon every payment you make — not just gift cards — will surface the best value for you automatically. You're already in the right place.

Explore SpendOS

Explore SpendOS

Explore SpendOS

Savings, simplified.

That's Pepmo for your wallet.

That's Pepmo for your wallet.

While you shop, Pepmo is working.

While you shop, Pepmo is working.

Download Pepmo